Buying a Home Process: How are Loan Officers Paid?
In the complex process of purchasing a property or home, the payment structure for loan officers is based primarily on commissions and fees. Normally, loan officers are paid a commission based on the total loan amount that the homebuyer borrows....
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Posted by Garrett Bell on November 9, 2023 in Buying a Home
Should You Wait to Buy a Home?
Anyone in the market for a home will tell you that overall home prices just keep going up. Some people are even crossing their fingers that the economy will crash simply so that home prices drop in upcoming years. At first glance, this seems like ...
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Posted by Garrett Bell on October 24, 2023 in Buying a Home
Discover Viera’s 55+ Active Communities, A Great Alternative to Florida’s Retirement Community The Villages
There are countless reasons why so many of America’s 55+ population move to Florida. Yes, the weather is glorious, but it’s about a lot more than the heat. Florida’s stunning 55+ communities make life’s most enjoyable parts ...
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Posted by Garrett Bell on October 11, 2023 in Buying a Home
Our Answer to the Buyer’s Question: “Can I Afford a Home?”
At the beginning of the year so many people were wondering, will 2023 be a good year to buy a house? So, don’t worry, you’re not the only perspective home buyer who’s wondering, “How much can I afford to buy a house ...
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Posted by Garrett Bell on October 11, 2023 in Buying a Home
Wondering “Can I Negotiate Closing Costs?” Yes, Buyers Should Negotiate!
Every buyer wants to negotiate the best possible deal, yet for so many, this might be the first time they’re negotiating a deal on a home. There’s a lot to learn! While many homebuyers, especially first-time homebuyers, think the best ...
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Posted by Garrett Bell on September 25, 2023 in Buying a Home
Top Places to Live and Visit in Florida! Come See Cocoa Beach
Nestled along the breathtaking Atlantic coastline, Cocoa Beach, Florida is a vibrant and idyllic town on the west coast of the state. With its unique blend of natural beauty, outdoor activities, and laid-back charm, Cocoa Beach has attracted ...
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Posted by Garrett Bell on August 29, 2023 in Buying a Home
How Early Mortgage Payments Help Homeowners Save $10k or More
Becoming a new homeowner is an exciting milestone that comes with new financial responsibilities, the biggest being a mortgage. The key to being smart about mortgages is learning everything there is to know about interest rates and mortgage ...
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Posted by Garrett Bell on August 29, 2023 in Buying a Home
Denovo Realty’s Guide: The Process of Buying a Home
From the outside, the process of purchasing a home can seem complex, long, and tedious. In practice, there are easy ways to make the decision to buy a home a lot simpler and less stressful. You might be surprised, but the complete guide to the ...
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Posted by Garrett Bell on August 2, 2023 in Buying a Home
Searching for the best places to live in Florida with a family? Check out Melbourne Beach!
This week, Denovo Realty’s own Realtor®, Joel Ludlow, showcases some of the most spectacular sights around Melbourne Beach, in Melbourne, Florida.
Follow along on our video tour and read more about our favorite local spots ...
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Posted by Garrett Bell on July 18, 2023 in Buying a Home
Buying A Home in 2023: The One Thing You Need to Know!
Many buyers are hesitant to begin their home ownership journey so late in the year, but we’re here to tell you that now is as good as any to get started.
There is still so much time left in the year to find your dream home, and the one ...
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Posted by Garrett Bell on July 6, 2023 in Buying a Home
The Truth About Credit Pulls Before Getting Your Pre-Approval
One of the crucial steps to purchase a home is pre-approval! Yet so many buyers are afraid to get pre-approval because they don’t know how to check their credit scores without hurting their credit. Unfortunately, this is almost impossible! ...
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Posted by Garrett Bell on June 21, 2023 in Buying a Home
Homebuyer’s Credit Score: Keep Credit Cards Under 30% + more!
As anyone in the market for a new home knows, every dollar counts when preparing to apply for mortgage preapproval. Aspiring homeowners are aware that a good credit score makes it easier to buy a house with preferable loan terms and interest rates, ...
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Posted by Garrett Bell on June 5, 2023 in Buying a Home
Making an Earnest Money Deposit in Real Estate
Earnest money deposits play a vital role in developing trust within real estate transactions, and in the end, they benefit both buyers and sellers. So, what’s an earnest money deposit? It’s a financial demonstration of the buyer's ...
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Posted by Garrett Bell on May 22, 2023 in Buying a Home
Estimate Payments with Mortgage Calculators - even 15 to 25 Years Out!
It’s no secret - buying a home is a huge investment. Every potential homeowner should consider all possible expenses, and think about them deeply. Purchasing a home is an exciting milestone in life, but before they commit, buyers must assess ...
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Posted by Garrett Bell on May 22, 2023 in Buying a Home
Good News for First Time Home Buyers: FHA Loans at Reduced Rates!
Everyone knows how expensive home ownership can be these days. If you're a first-time homebuyer looking to purchase an affordable home with a lower down payment, you may have already heard of FHA loans. The Federal Housing Administration (FHA) ...
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Posted by Garrett Bell on May 10, 2023 in Buying a Home
Veteran Loan: Does Marriage Impact Mortgage and Rates?
As Veterans begin taking initial steps in the direction of house hunting and home ownership, they should also keep in mind the impact their marital status may have on loan qualifications and Veteran mortgage loans. If you’re a Veteran or an ...
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Posted by Garrett Bell on April 10, 2023 in Buying a Home
How Long Does a Full Home Inspection Take? Shorter than an Unexpected Reno!
Naturally, when a buyer is ecstatic about the home that they found after the long and exhausting hunting and viewing process, they just might consider skipping an inspection altogether. We get it - buyers are tired and ready to just move in already....
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Posted by Garrett Bell on April 10, 2023 in Buying a Home
Buying an Older House? Keep these 3 Things in Mind…
If you have an eye for vintage or retro styles, from disco balls to the conversation pits from the 70s, chances are you’ve found yourself at least once browsing photos of older homes. Besides the style, buying an older house can be a great way ...
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Posted by Garrett Bell on March 27, 2023 in Buying a Home
Worried about Multiple Offers? Remember: “Highest and Best”!
We've all heard real estate agents say they are requesting the “highest and best” offers from potential buyers of a home, but what does that actually mean? What do they really want? Buying a home is one of the most life-changing ...
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Posted by Garrett Bell on March 14, 2023 in Buying a Home
Don’t be Fooled by a Friendly Face; Real Estate Agents Bring Real Benefits!
Don’t be Fooled by a Friendly Face; Real Estate Agents Bring Real Benefits!
Building a home from the ground up is an exciting and rewarding process for both builders and homeowners. From the initial planning stage to the final touches, ...
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Posted by Garrett Bell on March 1, 2023 in Buying a Home